0% FEE Next-Gen Instant UPI Settlement Gateway

Accept Instant UPI Payments With 0% Transaction Fees

Integrate PhonePe, Google Pay, Paytm & BHIM dynamic QR codes directly into your website or app with instant webhooks and sub-second auto-settlements.

No Kyc Delays
Direct Bank Settlement
24/7 Webhooks
Live Checkout Demo
PAYMENT RECEIVED
Scan & Pay via any UPI App
UPI QR Demo
Amount: ₹599.00
Order ID: ORD_2026_958402
Webhook Status: HTTP 200 OK Delivered
Settlement Time: Instant (< 1.2s)

Supported Payment Providers & Apps

PhonePe
Google Pay
Paytm
BHIM UPI
Amazon Pay
CRED
WhatsApp Pay
Built for High Growth

Everything You Need for UPI Acceptance

Powerful merchant features designed to boost conversions and streamline settlements.

0% Transaction Fee

Save thousands in payment gateway MDR. Keep 100% of your customer payments directly in your account.

Dynamic Order QR

Generate order-specific dynamic QR codes automatically for instant cart checkout experience.

Real-time Webhooks

Instant server-to-server webhook notifications on every successful payment event.

Sub-Second Settlements

No T+1 or T+2 waiting periods. Funds credit straight to your registered bank account instantly.

Simple REST APIs

Clean RESTful endpoints with SDKs for PHP, Node.js, Python, Flutter & WordPress plugins.

Bank-Grade Security

Encrypted payloads, tokenization, anti-fraud algorithms, and 99.99% infrastructure uptime.

Developer Friendly

Integrate Payments in Under 2 Minutes

Our straightforward API lets you initiate orders, generate QR codes, and handle webhooks in just a few lines of code.

  • Simple HTTP POST request to create an order
  • JSON response with dynamic QR string & Intent URL
  • Signed webhooks to verify payment authenticity
Read Full API Documentation
create_order.php
PHP REST API
<?php
 = [
    'user_token' => 'YOUR_MERCHANT_TOKEN',
    'amount'     => '499.00',
    'order_id'   => 'ORD_' . time(),
    'redirect_url' => 'https://yourwebsite.com/success'
];

 = curl_init('https://pay.mackystech.in/api/create-order');
curl_setopt(, CURLOPT_POSTFIELDS, );
 = curl_exec();
echo ; // Returns JSON with QR Code & UPI Intent
?>

₹500Cr+

Processed Volume

15,000+

Active Merchants

99.99%

System Uptime

< 1.2s

Avg. Settlement Time

Transparent Pricing

Simple Plans for Every Merchant

No hidden percentage fees. Keep 100% of your earnings.

Starter Merchant

Starter Free

₹0 / forever
  • 0% Transaction Fees
  • Dynamic QR Generation
  • Realtime Webhook Alerts
  • Standard Email Support
Get Started Free